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How to Prepare to File for Divorce

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How to Prepare to File for Divorce

How to Prepare to File for Divorce

Divorce is a difficult process, and it is also a complex one. If you are thinking about filing, it is important to first make sure you are properly prepared. Starting the divorce process in an organized manner will make sure the case proceeds as quickly and smoothly as possible. It can also help you receive a fair settlement, and prepare you for life post-divorce. Below, our Missouri family lawyer outlines the best tips to practice when you are preparing to file for divorce.

Organize Your Finances

One of the main goals during the divorce process is the equitable distribution of marital assets. To make these matters as simple as possible, it is important to thoroughly organize all of your finances. Collect pay stubs, income tax returns, information about retirement savings, and a list of marital assets that will all play a role in the property division process. Having these documents on hand will greatly help when resolving the property division issues in your case.

Get a Credit Card

If you have shared credit with your spouse for many years during the marriage, you may find your credit score significantly drops after divorce. To prevent this from happening, obtain a credit card as soon as possible after deciding you want a divorce. Make sure it is in your name only, and you will start to rebuild your own credit score.

Close Joint Credit Accounts

The chances are that if your spouse maxes out your joint credit card shortly after you file for divorce, the family law courts will not look kindly on them. They may determine that your spouse is responsible for all of the debt they incurred. Unfortunately, that does not always happen. To make sure that your spouse will not incur large amounts of debt that you could be partially responsible for, close all joint credit accounts. Rely on credit that is in your name alone.

Create a Budget for Post-Divorce Life

Your finances will look very differently after divorce. Your household income will likely be lower, and you may have lost savings and other assets during the divorce process. To make life as easy as possible post-divorce, create a budget now to determine how many expenses you will have, and the income you will earn. By knowing what you will need to cover your daily expenses, you can start saving now.

Decide to Stay or Move Out

Generally speaking, it is usually best to remain in the marital home during the divorce process. However, there are always exceptions to any rule and this holds true here, too. Speak to a Missouri family lawyer who can review the facts of your case and help you determine which option is best for you.

Call a Family Lawyer in Missouri

Your chances of obtaining a fair settlement are much better when you work with a Missouri family lawyer. Scott A. Hamblin is an experienced attorney who can advise on the most important steps to take, and help you through the process so you obtain the best settlement possible. Call us now or contact us online to schedule a consultation.

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